At its meeting today, the Reserve Bank of Australia (RBA) has held the cash rate at 4.35%.
The Reserve Bank of Australia (RBA) has today decided to keep the cash rate unchanged at 4.35%, giving borrowers some welcome stability while it assesses how recent rate increases are flowing through the economy.
Inflation has shown some encouraging signs of easing, with annual headline inflation falling to 3.8% in June 2026, down from 4.0% in May 2026. However, underlying inflation remains higher than the RBA would like, with trimmed mean inflation holding at 3.6%.
With the temporary fuel excise reduction ending in early August 2026, petrol prices are expected to lift as the full excise is reinstated. This could add some upward pressure to headline inflation in the coming months and will be another factor for the RBA to monitor.
What could this mean for you?
Even when rates stay unchanged, your home loan doesn’t have to. It could be a good time to review your current rate, repayments and loan structure to make sure they still suit you.
Whether you’re planning ahead or simply want to explore your options, I’m here to help.
